We offer all you need for buying a home in one place including title and escrow services. Our title and escrow services are provided by Commonwealth Title and Escrow, LLC.

Commonwealth Title Offers:

• Real Estate Settlements
• Title Insurance
• Mobile Closings
• Notary Services
• After-hour and weekend closings

Tidewater Commonwealth Title and Escrow currently offers a wide variety of services with a single goal in mind: To make your home closing process smooth and hassle free.

Our service providers pride themselves on friendly, professional, and courteous service that is second to none. We are more than willing to go that extra mile for you, our valued client, by offering closings after-hours or on weekends.

Following is a list of FAQs about title insurance. If you are interested or have a specific question, please contact us.

What Is Title Insurance?

Title Insurance is an insured declaration of your ownership rights to the property you are purchasing. Title insurance is required in order to obtain a loan for mortgage on your house. It must cover the total amount of the loan. The title insurance documents will describe your property in detail and will state what, if any, limitations that are existent in purchasing the property. For a one time fee, the title insurance company will set an agreement with you that states that you will be reimbursed for the amount of the policy for any loss that occurs due to anything that happened before you set up the policy.

What Risk Is Protected by Title Insurance?

You will be protected against:

• Any type of Fraud
• Invalid (or Forged) Documents
• Any heirs to the property that were not foretold
• Invalid divorce
• Marital status misrepresentation
• Clerical errors in public records
• Signatures of minors or anyone not competent to sign
• Incorrect surveying of the property
• Deeds carried out under misleading power of attorney
• And More

How Do I Buy Title Insurance?

You will be offered title insurance at your settlement. The one-time fee will be included in the payment made at closing. You will also have to sign papers to document that you are purchasing the policy. This insurance will be valid for the life of the title owner(s) and will be transferred to his/her heirs if they become deceased.